Insurances Accepted

Below is a list of insurance plans accepted by Mosaic Life Care. If your plan is not listed or you have a question about insurances we accept, please call (800) 447-6820.

  • Aetna - US Healthcare – HMO/PPO/POS/Medicare Advantage Plans (Includes FMH Benefit and Mail Handlers)
  • Aetna Medicare Advantage plans
  • Beech Street – PPO
  • Blue Cross and Blue Shield of Kansas City (Blue KC)
    • Blue Care (HMO) – While Mosaic Life Care is in network for HMO medical services, Mosaic Life Care is not in network for with Blue Cross’ behavioral health carve out, New Directions Behavioral Health
    • Preferred Care
    • Preferred Care Blue
    • Federal
    • Freedom Network
    • Freedom Network Select (Includes GEHA)
    • Preferred Health Professionals (PHP)
    • Traditional
  • Blue Cross and Blue Shield of Kansas
    • BlueCap
    • Blue Choice
  • Blue Cross and Blue Shield and Anthem plans – out of Kansas City area

If member insurance card has a PPO/PPO-B/MA PPO in the suitcase on the card or an empty suitcase on the card, these plans are accepted. If there is no suitcase on the card, you should check with your health plan to determine if you have out-of-network benefits. If you have no out-of-network benefits, you may still choose to see our provider but you will likely be responsible for the entire bill and may be required to sign a financial responsibility statement.

  • Blue Cross/Anthem out of state Medicare Advantage PPO and HMO plans that have a MA PPO in the suitcase on the member insurance card.
  • While all Medicare Advantage PPO members have suitcases on their ID cards, some have limited benefits outside of their primary carrier’s service area. You should refer to the back of the member’s ID card for language indicating that such restrictions apply.
  • The following out of area Blue Cross plans are also accepted if the product identifiers below are on the card:
    • Medicare Advantage HMO
    • Medicare Advantage MSA
    • Medicare Advantage POS
    • Medicare Advantage PFFS
    • Coventry Medicare Advantage
  • CIGNA HealthCare of Kansas/Missouri – HMO/PPO/POS 
  • Coventry Health Care – HMO/PPO
  • Coventry Medicare Advantage Plans – Advantra/Total Care/Select
  • Coventry National Network – leased PPO network
  • Coventry One – PPO and EPO health exchange products
  • First Health – PPO and work comp
  • Healthlink is accepted if Freedom Network, Freedom Network Select, Multiplan/PHCS, First Health logo is also on the card 
  • Home State Health Plan – Missouri Managed Medicaid plan
  • Humana of Kansas City, Inc./Choice Care – PPO/HMO/POS/PFFS
    • Humana PPO
    • Humana Preferred PPO
    • HumanaOne PPO
    • ChoiceCare (Humana) PPO
    • National POS-Open Access Plans POS & OAP
    • Copay Plans HMO/NPOS/PPO
    • High Deductible Health Plans (HDHP) HMO/PPO/NPOS
    • Humana Classic plan – traditional indemnity
    • Simplicity HMO/PPO/POS
    • SmartSuite PPO
    • SmartExpress PPO
    • SmartNet PPO
    • Total Health
    • Humana Gold Choice PFFS
  • Medicare traditional plan
  • Medicare Advantage Private Fee for Service Plans (PFFS)
  • Medicare Supplement plans with traditional Medicare
  • Missouri Care (Wellcare) – Missouri Managed Medicaid*
  • Missouri Consolidated Health Care Plan through UMR/UHC network
  • Missouri HealthNet – Missouri traditional Medicaid plan
  • Multiplan, Inc. – PPO
  • O’Hara, LLC – Work comp
  • National Preferred Provider Network (NPPN) – PPO
  • Premier WorkComp Management  – Workers Comp
  • Private Healthcare Systems (PHCS) – PPO
  • Three Rivers Provider Network (TRPN) PPO and work comp
  • TriCare- United Military and Veterans – All Products Prime/Reserve/Standard/Extra/Tricare for Life – Prime members must see their assigned Primary Care Manager (PCM) otherwise members may have additional out of pocket expense.  PCMs can only be changed by contacting Tricare or United Military and Veterans.
  • TriWest – Veterans Choice Plan (appointments must be scheduled by Triwest)
  • Union Pacific Railroad Employees Health Systems (UPREHS)
  • United Healthcare UMR
  • United Healthcare – PPO/POS/HMO
  • United Healthcare Medicare Advantage plans including, but not limited to AARP and Care Improvement Plus, Secure Horizons, Sierra Health, Sterling Medicare
  • United Healthcare Compass – Health Exchange Plan
  • USA Managed Care Organization – PPO 

Mosaic Life Care is not participating with every health plan. Seeking treatment with a provider that does not participate with your insurance may result in you having a higher out-of-pocket expense for the visit, or in you having no benefits for the visit, meaning you could owe for the entire visit out-of-pocket. Please contact your insurance company to confirm before scheduling that your insurance is participating with Mosaic Life Care.

Mosaic Life Care does not participate in any medical discount card programs, nor Managed Medicare/Medicare Advantage PPO/HMO plans or Medicaid HMO programs – unless indicated above.